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News for long-term investors

Last updated: October 5, 2026

Tax rules change, retirement vehicles get rewritten, and the products available to ordinary savers look different every few years. Most of it never makes the front page, and almost none of it is written for someone who simply wants to keep investing steadily for the next twenty years. This section collects the changes that actually matter for that plan.

Every entry names a date, says what changed, and explains why it matters for a long-term investor. Nothing here is a market commentary: a rate move or an index level only appears when it changed the rules of the game, not because it moved. Each entry cites the official source — a ministry, a regulator, a central bank, or the legal text itself — so you can check it yourself.

The entries are grouped two ways. By country, for the seven jurisdictions covered here, where you will find the full text of each change. And by topic, if you care more about taxation or retirement than about borders. The newest entries come first everywhere.

Latest changes

2026

SwitzerlandPillar 3a maximum for 2027 raised to CHF 7,373Contribution limitsItalyTreasury announces a double BTP Valore issue for OctoberProductsAustriaNationalrat passes reform of the second pillar and the AktivpensionRetirementUnited StatesFed raises rates for the first time since 2023MarketGermanyCabinet adopts the Income Tax Reform 2027; flat tax on capital income untouchedTax lawGermanyFrühstart-Rente cabinet approvalRetirementUnited StatesTreasury and IRS set out the Saver's Match starting with tax year 2027RetirementAustriaNationalrat caps the 2027 pension increase at 2.95 per centRetirementUnited StatesTrump Accounts open for contributionsRetirementGermanyEU payment-for-order-flow ban fully effectiveRegulationItalyTFR auto-enrolment into pension funds via fast silenzio-assensoRetirementEuropean UnionECB raises rates for the first time since 2023MarketGermanyBundestag passes Altersvorsorgedepot reformRetirementSwitzerlandVoters approve individual taxation of married couplesTax lawSwitzerlandParliament drops planned tax increase on pension capital withdrawalsTax lawGermanyBase rate for the Vorabpauschale set at a record 3.20 per centTax lawAustriaDAC8 crypto reporting regime takes effect (Krypto-Meldepflichtgesetz)Tax lawGermanyAktivrente: €2,000 a month of wages tax-free after retirement ageTax lawItalyBudget Law 2026 doubles the Tobin tax and confirms 33% on cryptoTax lawAustriaKorridorpension access tightened to 63 and 42 years, Teilpension introducedRetirement